At Creston & District Credit Union, we believe it matters where your money is invested.  In today's competitive financial market, we know that we have to earn the right to be your financial institution of choice, and we have to work hard to keep your business.  That is why we offer a wide range of investment products such as term deposits, mutual funds, registered retirement plans and online brokerage services.  And that is why the staff of CDCU are trained to go the extra mile when it comes to service satisfaction.

Mutual funds and other securities are offered by our subsidiary, Growth Financial Corp., through our Licensed Financial Advisor and Member of the Financial Advisor's Association of Canada (Advocis®), Jason Truscott, located inside Creston Valley Insurance at the Creston Valley Mall.

At CDCU, depositors are protected by Credit Union Deposit Insurance Corporation (CUDIC) of British Columbia.  This coverage provides unlimited deposit insurance.  Money deposited with a BC Credit Union is 100% guaranteed by CUDIC.

Read more about the wide range of investment products we offer to help you suit your financial goals.

Term Deposits

When you have specific savings goals in mind, there is nothing more satisfying than watching your hard-earned money grow in a secure environment.  Secure and reliable, a term deposit is simply money deposited for a fixed period of time, earning you a fixed rate of interest...

Mutual Funds

A mutual fund is a portfolio of securities managed by an investment company and owned "mutually" by a large number of investors.  The money invested by these individuals is used collectively to purchase securities for the fund's portfolio...

Tax-Free Savings Accounts (TFSA)

The Tax Free Savings Account (TFSA) is beneficial to those who want to save in a registered account, but will likely need the funds before retirement.  Whether you're saving for a new vehicle, home renovations, a vacation, or to start up a small business, the TFSA is a more flexible option for your personal savings...

RRSPs

An RRSP, or Registered Retirement Savings Plan, is a government approved plan that allows you to save money for your retirement years.  Your contributions are tax deductible (within certain limits), and the income earned is tax sheltered...

RESPs

With today's changing needs in post-secondary education, it has become increasingly important to save for a child's future.  Fortunately, the Government of Canada has designed a program to help you.  It is called a Registered Education Savings Plan (RESP)...

RDSPs

In 2008 the Canadian Government introduced Registered Disability Savings Plans (RDSPs) to help Canadians with disabilities and their families save for the future. RDSPs can make it easier to accumulate funds by providing government grants and bonds and by providing tax-deferred investment growth. RDSP's are exempt from most provincial disability and income assistance benefits - the government will not claw this money back. (To find out how your province treats the RDSP, visit www.disabilitysavings.gc.ca).

RDSPs are offered by our subsidiary, Growth Financial Corp., through our Licensed Financial Advisor and Member of the Financial Advisor's Association of Canada (Advocis®), Jason Truscott.

RRIFs

A RRIF is one of several tax-sheltered retirement income options for your RRSP funds.  It provides an income that can last for your lifetime - or your spouse's.  Since this income is spread over your retirement years, so are the taxes...

Financial Planning

In this era of complex tax laws and ever changing regulations, it is difficult to plan for the future without drawing on some "outside" expertise.  Whatever your financial goal, proper planning can ensure you arrive there faster...

Online Brokerage

By teaming up with Qtrade Investor, (Canada's leading independent online brokerage) your credit union has provided an opportunity for you to manage your investments online at any hour of the day or night...