Rates
| Prime Rate (Rates effective 2025-10-30) | Rates |
|---|---|
| MyCU Prime Rate - All rates subject to change without notice | 4.45% |
| Foreign Exchange (Rates effective 2026-05-07) | Buying | Selling |
|---|---|---|
| United States (Dollar) - In-Branch Rate Takes Priority | 1.3936 | 1.3326 |
| Travellers Cheques (Rates effective 2018-08-30) | Rates |
|---|---|
| US Travellers Cheques - No Longer Available for Purchase or Redemption | 0.00% |
| Mortgages | Rates |
|---|---|
| Open 1 year Fixed | 6.00% |
| Closed 1 year Fixed * | 4.75% |
| Closed 2 year Fixed | 4.85% |
| Closed 3 year Fixed * | 4.95% |
| Closed 4 year Fixed | 5.00% |
| Closed 5 year Fixed * | 5.00% |
| Term Deposits - Redeemable | Rates |
|---|---|
| 30-59 Days * | 0.50% |
| 60-89 Days ** | 0.50% |
| 90-179 Days ** | 0.75% |
| 180-364 Days ** | 0.75% |
| 12-23 Months ** | 1.00% |
| 24-35 Months *** | 1.25% |
| 36-47 Months *** | 1.30% |
| 48-59 Months *** | 1.35% |
| 60 Months *** | 1.40% |
Minimum deposit on Redeemable Term Deposits:
Youth Accounts - $100 / All Other Accounts - $1000
Rate On Early Redemption:
* 0%
** Plan 24 rate on early redemption, from deposit origin (.25%)
*** 50% reduction in rate, from deposit origin
| Term Deposits - Non-Redeemable | Rates |
|---|---|
| 12-23 Months | 2.00% |
| 24-35 Months | 2.05% |
| 36-47 Months | 2.10% |
| 48-59 Months | 2.15% |
| 60 Months | 2.25% |
| RRSP/RRIF/TFSA - Redeemable Term Deposits | Rates |
|---|---|
| Variable Savings | 0.50% |
| 12-23 Months | 1.00% |
| 24-35 Months | 1.25% |
| 36-47 Months | 1.30% |
| 48-59 Months | 1.35% |
| 60 Months | 1.40% |
Minimum deposit on Redeemable RRSPs/RRIFs/TFSAs: $500
Note: No Minimum on Variable Savings Rate
| RRSP/RRIF/TFSA - Non-Redeemable Term Deposits | Rates |
|---|---|
| 12-23 Months | 2.00% |
| 24-35 Months | 2.05% |
| 36-47 Months | 2.10% |
| 48-59 Months | 2.15% |
| 60 Months | 2.25% |
Minimum deposit on Non-Redeemable RRSPs/RRIFs/TFSAs: $500